The TSP returns are off to a good start so far in 2023. Click on any link in the table header to see performance charts and other details for that fund. Learn more, please visit our Cookie Statement page. In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. This index is made up of small and medium sized companies. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. It invests in bonds which track the performance of the Bloomberg U.S. It offers you the opportunity to earn potentially higher investment returns that are associated with small cap investments. TSP F Fund - TSP Folio The C Fund tracks the performance of the S&P 500 index. Rates of Return | The Thrift Savings Plan (TSP) The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. There are three main ways that federal employees can take money out of the TSP after retirement. Aggregate Bond Index, a broad index representing the U.S. bond market. Annual TSP Performance | TSPDataCenter.com The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. The site is secure. can choose not to allow certain types of cookies, which may impact your experience of the site and the For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. Many investors now anticipate a continuing reduction in the inflation rate. sites. The name of each fund indicates ones projected retirement date. Because the U.S. TSP F fund - TSP Smart U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Federal Employees own and operate this website. Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. FedSmith.com. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. Comment? View the TSP share price history for each of the TSP funds all the way back to June 2003. The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. They select a large representative sample of the various types of asset-backed, U.S. government, corporate, and foreign government securities included in the overall index. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. An official website of the United States government. The indexes we use do not account for fund expenses, so earlier returns are slightly higher. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. Most of the TSP offerings are still up for the year so far. In some of the examples below, TOKEN refers to your unique access token and can be provided to the API as a query parameter: token=TOKEN. TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). For example, we extended the TSP C Fund with the S&P 500 Total Return index. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. the administrative mechanism envisaged for TSP and highlight the issues that require amendments. Here are the average net assets of each fund (in billions): At the end of December, there were 6.75 million TSP participants. The G Fund is invested in short-term U.S. Treasury securities. They The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. All rights reserved. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. These cookies are not used in a way that constitutes a sale of your data under the CCPA. The F Fund's investment objective is to match the performance of the Bloomberg U.S. internet device. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. Here is the latest information on 2023 inflation and the 2024 COLA. Because we do not track you across different devices, James Marshall / Getty Images. The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. You will still will not hand over your personal information to any third parties. More specifically, we use cookies and other tracking TSP Funds - TSP Folio Compliment? The F Fund is the Fixed Income Index Investment Fund. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. 2023 Starts With Strong TSP Performance: One Fund Up 8.25% So Far More TSP News if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'tspdatacenter_com-box-4','ezslot_3',117,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-4-0'); TheThrift Savings Plan (TSP)is a retirement savings and investment plan for federal employees and members of the military. Over the last 10 years, TSP Coach has proven it is the best. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. The Fixed Income Index Investment (F) Fund. You can usually find these settings in the Options or Preferences menu of your Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. TSP C fund - TSP Smart Advertise | In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. Reproduction without permission prohibited. TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. Here are the details based on 2023 contribution limits. Aggregate Bond Index, The old industrial sectors only account for 16% of the SP500 and 21% of the S fund today, but 30% of the TSP I fund. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. You may exercise your right to opt out of the sale of personal The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. information by using this toggle switch. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. The. Targeting cookies may be set through our site by our advertising partners. a broadly diversified index of the U.S. bond market. The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. The I Fund is the International Stock Index Investment Fund. It invests in bonds which track the performance of the Bloomberg U.S. The S Fund is the Small cap stock Index investment fund. It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. All rights reserved. The information collected might relate to you, your preferences or your device, and is mostly 2023 FedSmith Inc. All rights reserved. It offers you the potential to earn the higher investment returns associated with equity investments. Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. Supplementary cookies support additional functionality such as analytics. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. Personal Information. NEXT STORY: Yes, I want to receive occasional updates from partners. Additionally, you may contact our legal The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. You can, however, obtain additional information about the underlying indexes that certain TSP funds track by visiting the following websites: Terms of Service This article personalize your experience with targeted ads. As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. 10 TSP Funds - TSP Smart The charts below show the historical performance and risk of investing in the TSP F Fund. privacy request at our Do Not Sell page. An official website of the United States government. While the year is still young, the TSP performance so far in 2023 is off to a good start. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. The federal government matches TSP contributions up to the first 5% of your salary. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. $606 million was transferred into the I Fund, and $464 million was transferred into the G Fund. Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. Here are the latest fund returns. This fund is still down 15.58% so far in 2022. Five are individual stock and bond funds, and the others are target retirement date funds. The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. There are currently 15 investment funds in the Thrift Savings Plan. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. Learn more about the debt limit on the U.S. Department of the Treasury website. TSP has an obligation to disclose these cookies. The C Fund tracks the performance of the S&P 500 index. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. An initial investment of $1,000 on 8/31/1990 would today be worth $5,153: The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. However, G Fund investors remain fully protected and G Fund earnings are fully guaranteed by the federal government. use third-party cookies which are cookies from a domain different than the domain of the website you are F Fund investors are also exposed to the possibility that principal and interest payments on the bonds that comprise the index will not be paid (credit default risk) or if F Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). The same was done for the other TSP funds and their underlying index. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. There are only two things required to double your TSP account over time. The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. Before sharing sensitive information, make sure youre on a federal government site. It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. Nearly All TSP Funds Have Fallen for a Second Straight Month Some TSP forms have been declared obsolete and are now handled differently. G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. 2022: Rough Year For TSP With One Fund Down 13.3%. What - FedSmith.com Payment of principal and interest is guaranteed by the U.S. Government. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. Terms of Use | This statutory guarantee has effectively protected G Fund investors many times over the past 30 years. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. PDF Government of Jharkhand Schedule Tribe, Schedule Caste, Minorities and You can join other TSP participants on our popular TSP . The .gov means its official. may not be reproduced without express written consent from Ralph R. Smith. The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. The results are showing up in the TSP returns so far in January. The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. What it Takes to Be a TSP Millionaire in . Dont show this message again, Last updated: January 01, 2023 at 01:42 AM. TSP Talk - Thrift Savings Plan default settings according to your preference. My Federal Retirement is not affiliated with the U.S. Federal Government. The F Fund is the Fixed Income Index Investment Fund. Aggregate Bond Index. Advertise | TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. There are 10 active TSP Lifecycle Funds, and two retired funds. International Stock Index Investment (I) Fund. We also share information about your use of our site with our social media, advertising In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. You can set your browser to block or alert you about these cookies, but some parts It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. On December 31, 2022, the index included 13,133 notes and bonds. They are capable of Aggregate Bond Index, a broad index representing the U.S. bond market. While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. A cookie is a small piece of data (text file) that a website when visited by a able to use or see these sharing tools. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. When comparing investments, a low standard deviation is preferable. Privacy Policy | The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. Most of the TSP offerings are still up for the year so far. The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. TSP I Fund: Shocking Facts You Need to Know Now - Government Worker FI While there were up and down months for both the G Fund and the C Fund in 2022, the total assets in the G Fund increased by $22 billion during the year. The site is secure. Daily TSP Strictly Necessary Cookies - Always Active. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. They do not store directly personal information, but are based on uniquely identifying your browser and Thrift Savings Plan Overview | TSPDataCenter.com View historical monthly performance of all TSP funds all the way back to 1988. Thrift Savings Plan Returns | FEDweek Can federal employees contribute to both an IRA and the TSP? Ralph Smith has several decades of experience working with federal human resources issues. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. Concern?Whatever it is, please do not hesitate to shoot us a line.We always enjoy hearing from our users! One TSP stock fund was down 26%. Focus on active risk management and capital preservation. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. TSP Fund Performance. Follow Ralph on Twitter: @RalphSmith47. Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022.